CREDIT RISK SET-UP FOR A SME BANK

Background

The bank was looking to re-design its final lending process while keeping best practices within its credit policies. This was to be performed without delaying in timelines.

Methodology

We applied the following analysis framework into our solution:

• Gathered process inventory of present flows of the firm
• Processes to be improved were identified
• "As-is" mapping of the present process identifies the gaps
• "To-be" processes were formulated based on best practices